Providing legal advice is not typically a responsibility of a claims adjuster because adjusters are not licensed attorneys and their role focuses primarily on assessing and managing claims related to insurance policies. Their duties involve evaluating the facts of the claim, determining coverage, and establishing the extent of the insurer's liability.
Investigating insurance claims, negotiating settlement agreements, and estimating repair costs are all core functions of a claims adjuster. In investigating claims, adjusters gather evidence, interview involved parties, and look into the circumstances surrounding the claim. When negotiating settlements, they work with both the claimant and the insurance company to reach an agreement that resolves the claim efficiently. Estimating repair costs is also essential, as adjusters need to determine how much the insurance company should pay for damages based on repairs needed to restore the property.
Thus, while adjusters play a crucial role in the claims process, providing legal advice falls outside their professional scope and is better suited for attorneys or legal experts.